document.write("Kurt Thearling has more than fifteen years of experience with analytics and data mining. His background includes work in a variety of areas, including financial services, life sciences, insurance, utilities, and telecommunications. He is currently Head of Decision Sciences for Vertex Data Science, a multi-national business process outsourcer. Prior to Vertex, he was Vice President of Strategic Technology at Capital One, where he led the company's technology innovation organization. Before joining Capital One, he was Director of Engineering at AnVil, an in silico drug discovery company focused on the commercial analysis of biological and clinical datasets. Before AnVil, he was Chief Scientist at Wheelhouse, a marketing technology and services company. Prior to Wheelhouse, he held senior technology positions at Xchange, Dun & Bradstreet, and Thinking Machines Corporation. He received his Ph.D. in Electrical Engineering from the University of Illinois and has multiple undergraduate engineering degrees from the University of Michigan. He has written numerous articles on the topic of data mining and is a co-author of the book \"Building Data Mining Applications for CRM.\" His extensive data mining and analytics web site can be found at www.thearling.com.");