document.write("Kurt Thearling has spent over fifteen years working in the area of technology innovation, with a signficant amount of that time focused on data mining and statistical decision making. His background includes work in a variety of areas, including financial services, life sciences, insurance, and telecommunications. He is currently Vice President of Strategic Technology at Capital One, where he leads the company's technology innovation organization. Before joining Capital One, he was Director of Engineering at AnVil, an in silico drug discovery company focused on the commercial analysis of biological and clinical datasets. Before AnVil, he was Chief Scientist at Wheelhouse, a marketing technology and services company. Prior to Wheelhouse, he held senior technology positions at Xchange, Dun & Bradstreet, and Thinking Machines Corporation. He received his Ph.D. in Electrical Engineering from the University of Illinois and has multiple undergraduate engineering degrees from the University of Michigan. He has written numerous articles on the topic of data mining and is a co-author of the book \"Building Data Mining Applications for CRM.\" His extensive data mining and analytics web site can be found at www.thearling.com.");